Counseling Rates

Simple, transparent, and accessible care that supports you whether you're in-network, PPO, or self-pay.

At Roiya, we believe access to quality care shouldn’t be complicated. Our hybrid model makes therapy financially clear and convenient, no matter your coverage.

In-network: We bill your insurance directly. You pay your standard copay or coinsurance.
PPO (out-of-network): You can still use your benefits. With your authorization, our billing partner will submit and track your reimbursement claim so funds are sent directly to you.
Self-pay & sliding scale: We provide clear estimates and Good Faith disclosures in advance.

By blending transparent rates with flexible billing support, Roiya removes financial guesswork so you can focus on what truly matters—your healing and growth.

Our Counseling Fee Structure

Counseling rates at Roiya depend on two factors: clinician level and session length.

Each level represents a distinct blend of training, perspective, and scope of practice, rather than a strict hierarchy of seniority.

Level 3 clinicians (doctorate or specialist track) bring advanced academic and clinical training, offering nuanced assessment and deeper formulation for complex presentations.
Level 2 clinicians (licensed therapists) combine solid professional experience with steady, evidence-informed practice, an ideal balance of depth and accessibility.
Level 1 clinicians (associates) contribute a beginner’s mind, fresh curiosity, and strong engagement, supported by training in the most current standards of care.

This diversity allows Roiya to provide high-quality therapy at a range of price points, helping you find the right fit for your goals and budget. During your initial consultation, we’ll guide you toward the clinician and structure that best match your needs.

Session length can also shape the therapeutic process, especially with experiential methods. Our standard 60-minute sessions are effective for most goals, while our extended format provides extra time for deeper integration and relational work.

Standard Sessions

Extended Sessions

Using insurance? See details below. In-network billing available for standard sessions, and PPO concierge reimbursement for out-of network plans.

Payment & Coverage Options

In-Network Insurance

We are in network with select insurance plans in California, including Blue Shield of California, Aetna, UnitedHealthcare / Optum (including certain UHC-affiliated plans such as Oxford, UMR, and UHC Student Resources), Medicare, and Medi-Cal.

Your cost per session depends on your specific plan and may include a copay, coinsurance, or deductible. We’re happy to check your benefits before you begin

Sounds complicated? Don't worry, our intake team can verify your benefits and walk you through your best options.

For plans that are out of network, you can still be able to use your PPO benefits through our concierge reimbursement service (see below)

Note: Not every clinician at Roiya is in-network with the plans above. Our intake team will match you with the clinician who best fits your insurance eligibility and clinical needs.

Preferred Provider Organization (PPO Plans)

If we’re not in your network, you may still receive partial or all reimbursement through your PPO plan.

To make this easy, Roiya offers a Concierge-style Reimbursement Service. with your authorization, our billing partner will submit and follow up on your out-of-network claim, so you don’t have to. Reimbursements are sent directly to you by your insurance carrier.

How it works (PPO Concierge)

You pay the session fee at the time of service.
Our billing team files the claim on your behalf and tracks its status or appeals, if needed.
Your insurance carrier sends reimbursement directly to you.

Prefer to handle it yourself? We are happy to provide a superbill for self-submission.

Self-Pay & Good Faith Estimates (No Surprises Act)

For clients who

have an HMO (Health Maintenance Organization) plan that is out of our network,
do not have insurance, or
prefer not to use insurance benefits,

Roiya provides a Good Faith Estimate (GFE) of expected charges before services begin, in compliance with the No Surprise Act.

See our full No Surprises Act & Good Faith Estimate Disclosure Statement for details.

Sliding Scale (Limited Availability)

Roiya recognizes that financial inequalities, structural barriers, and historical trauma can limit access to care. It matters to us that care remains accessible, especially for communities that have been underserved or have limited access to high quality psychotherapy.

Our Green Bottle Sliding Scale ensures that high-quality psychotherapy remains available to those who need it most.

Each clinician reserves a limited number of reduced-fee spots from their standard rate. If you are navigating financial constraints, please reach out to check current openings.

Notes

Rates: Listed fees are per session. For individual, couples, and family therapy, rates are per treatment unit; group therapy rates are per person per session.
Insurance eligibility: In-network coverage applies only to Standard Sessions (60 minutes). Extended sessions (75/90/120 minutes) are available for PPO or self-pay clients.
PPO concierge billing: With your written authorization, our billing partner can submit and follow up on your out-of-network claim. Reimbursement is paid directly to you by your insurance.
Superbill option: If you prefer to self-submit, we can provide a superbill instead.
HSA/FSA: All Roiya counseling services are HSA/FSA eligible.
Sliding-scale agreements: If you and your therapist have agreed to a different rate, that arrangement will be honored.
Session format: Available in person at our center or online via a private, HIPAA-compliant platform.
Accessibility: Need a larger font or alternate format? We’re happy to provide materials in the format that works best for you.